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Promises, promises. For years, the politicians have assured Louisiana policy holders that their car insurance rates would come down. By 25%, said the insurance years ago. The business group LABI also assured drivers that by cutting back on legal rights, a huge drop would take place for the cost of auto insurance. How wrong they all were. Rates continue to go up; by as much is 38% just this year alone. So is there a solution? Of course there is. Some common sense proposals could cause a significant drop in the cost of auto insurance. That is, if the legislature and the insurance department will pay attention. Read all my thoughts about this important issue by going to my new column. You can read it now by going to the Red Flashing Box above or by Clicking Here.