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Insurance rates for both homeowners and businesses in Louisiana are going through the roof. Companies are going broke, and the state run program, supposedly put together to help policyholders, wants a 63% increase. What? That’s just outrageous. Has the legislature done enough to curtail these high insurance rates and should Louisiana have an elected insurance commissioner? Most of the other states in the country bring the office under the governor. So what should be done? I set out several solutions in my new column now posted. You can read it by going to the Red Flashing Box above or by Clicking Here.