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Remember all the talk in the Bayou State legislature just two years ago about a dramatic plan to lower the cost of your automobile insurance rates? It was given the name of so-called “tort reform.” And the insurance commissioner said rates would plummet by 25% in no time. So what happened? What’s today’s status? Surprise, Surprise, Surprise. Nothing happened. Well, that’s not right. Rates did not go down. They actually took a big increase up! I take a look at this thorny problem for legislators in my new column now posted. You can read it by going to the Red Flashing Box above or by Clicking Here.