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It used to be a Louisiana problem. But now there are serious natural disasters happening all over the country. Louisiana is still at the top of the list when it comes to having higher insurance rates. So what do we do? There is an idea that has been out there for sometime, going back 25 years. We need a national catastrophic program, where all states participate. It’s simple, will not cost any federal money, and will help dramatically to lower homeowner’s property insurance rates in Louisiana. I explain it all my new column. Check it out now about going to the Red Flashing Box above, or Clicking Here.